money management
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There are many factors to improving your credit score and it can seem overwhelming, but once you understand what you need to do for your situation, it’s simply a matter of picking what’s most important and taking steps to make it happen. If you focus only on improving one factor, it will improve your score.…
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I have googled this so many times in the last several years and never get a proper response. That’s probably a good thing because it has forced me to do my own analysis, and my conclusion is (drum roll!) to pay off the student loans. Before I explain why, here’s a summary of all the…
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I’m going to discuss a complicated topic referred to as Velocity Banking where you use a variable interest Line of Credit against your home to actually pay off your mortgage faster (like in 5 years or so). When I was doing my research on this, none of the articles or videos stated it that plainly.…
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This post is for someone who is struggling to get started on becoming financially stable. I’m providing the bare bones to get started despite what your long-term plans may be or specifics on your financial situation. There’s so much information out there, and very quickly someone can come across advanced concepts that may derail them…
