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Should You Make Extra Payments to Your Student Loans or Your Mortgage? Actual Answer Provided.

I have googled this so many times in the last several years and never get a proper response. That’s probably a good thing because it has forced me to do my own analysis, and my conclusion is (drum roll!) to pay off the student loans. Before I explain why, here’s a summary of all theContinue reading “Should You Make Extra Payments to Your Student Loans or Your Mortgage? Actual Answer Provided.”

5 Tips for Getting Promoted and Fast-Track Your Career

There’s always a lot of nuances to getting a promotion, and there’s a mix of circumstances from the company you work for combined with your personal expertise and skills that will allow you to get promoted faster. My tips are probably good for someone early or middle of their career where there’s plenty or roomContinue reading “5 Tips for Getting Promoted and Fast-Track Your Career”

Why I didn’t Pursue Using HELOC To Pay Mortgage (Velocity Banking)

I’m going to discuss a complicated topic referred to as Velocity Banking where you use a variable interest Line of Credit against your home to actually pay off your mortgage faster (like in 5 years or so). When I was doing my research on this, none of the articles or videos stated it that plainly.Continue reading “Why I didn’t Pursue Using HELOC To Pay Mortgage (Velocity Banking)”

How To Create Your First Super Simple Budget If You Hate Budgets

This post is for someone who is struggling to get started on becoming financially stable. I’m providing the bare bones to get started despite what your long-term plans may be or specifics on your financial situation. There’s so much information out there, and very quickly someone can come across advanced concepts that may derail themContinue reading “How To Create Your First Super Simple Budget If You Hate Budgets”